“I asked for a certificate at 7 in the morning from a driveway in Harrisburg. It was in the GC's inbox before my crew finished unloading.”
Mike T.
Roofing contractor, Harrisburg
Contractor insurance
Built for the work.
Ready when the
job starts.
Contractor-only insurance for the way you build. Same-day certificates from a local team that knows the job.
Serving contractors in Sioux Falls, Brandon, Harrisburg, Tea, Hartford and Dell Rapids.
Built around the work
Your trade changes the risk.
We ask better questions because a roofer, electrician, and landscaper should not be quoted the same way.
Talk through your coverage →
The paper should not slow the work
Work ready, not paperwork late.
Need a certificate before the job starts? Requests in by 2:00pm on a business day go out that day, emailed to you and the certificate holder.
Request a certificateCoverage that earns its keep
Keep the crew, the truck, and the next job protected.
Workers' compKeeps your crew covered when they are on the job.→Commercial autoFor the trucks, vans, trailers, and drivers that keep work moving.→General liabilityProtection for the work you finish and the jobs still ahead.→Tools and equipmentWhat is in the van or trailer, even at the job site.→Contractor license and permit bondsThe bonds cities and counties ask for.→UmbrellaThe extra $2 million to $5 million some commercial jobs want.→Builders risk for remodelersProtection for the job while the build is still in progress.→
From the contractors we insure
Answers that keep work moving.
“Gus caught that our old policy did not cover plowing. We found out in October, not in January.”
Dana R.
Landscaping company owner, Brandon
“They walked us through our first workers' comp audit and we did not owe a dime extra.”
Chris and Ana P.
Electrical contractors, Tea
Let's get to work